A+ A A-

Yu Pang Cheng v. CA- Life Insurance Policy

Yu Pang Cheng v. CA- Life Insurance Policy

105 PHIL 1930

Facts:

>  Yu Pang Eng obtained a life insurance policy naming his brother Yu Pang Cheng as beneficiary.

>  Eng subsequently died of medullary carcinoma, Grade 4, advanced and lesser curvature.

>  Cheng claims the proceeds of the policy.

>  Insurance co. refused payment on the ground that the policy was void due to the concealment.


Issue:

Whether or not the policy is void.


Held:

YES.

In the application for the policy, Eng was asked whether he had been ill or had consulted a doctor due to symptoms or illnesses enumerated in the questionnaire.  He answered “ No”, when in fact he was hospitalized seven months prior to his application for the said policy.


Yu Pang Cheng v. CA- Life Insurance Policy

Yu Pang Cheng v. CA- Life Insurance Policy

105 PHIL 1930

Facts:

>  Yu Pang Eng obtained a life insurance policy naming his brother Yu Pang Cheng as beneficiary.

>  Eng subsequently died of medullary carcinoma, Grade 4, advanced and lesser curvature.

>  Cheng claims the proceeds of the policy.

>  Insurance co. refused payment on the ground that the policy was void due to the concealment.


Issue:

Whether or not the policy is void.


Held:

YES.

In the application for the policy, Eng was asked whether he had been ill or had consulted a doctor due to symptoms or illnesses enumerated in the questionnaire.  He answered “ No”, when in fact he was hospitalized seven months prior to his application for the said policy.


BATASnatin The Firm

Lawyers in the Philippines

Latest @ Forums

Popular

  • 1
  • 2
  • 3
Prev Next

SUGGESTED ANSWERS …

ANSWERS TO BAR EXAMINATION QUESTIONS IN POLITICAL LAW ARRANGED BY TOPIC (1990 – 2006) Edited and Arranged by:Silliman University College of Law Batch 2005Updated by:DondeeD’ BAR-Retake 2007 From the ANSWERS TO BAR EXAMINATION QUESTIONS by the UP LAW COMPLEX & PHILIPPINE ASSOCIATION OF LAW SCHO...

Read more

Oral Defamation l S…

Kinds and Definition of Slander or Oral Defamation   Definition: Speaking of base and defamatory words which tend to prejudice another in his reputation, office, trade, business or means of livelihood   Two kinds of oral or verbal defamation: (1) Grave Slander (2) Simple Slander   A. Factor...

Read more

Article I – THE NAT…

Article I – THE NATIONAL TERRITORYThe national territory of the Philippines comprises:1) the Philippine archipelago;2) all other territories over which the Philippines has sovereignty or jurisdictionPHILIPPINE ARCHIPELAGO – that body of water studded with islands which is delineated in the Treaty of...

Read more

Random

  • 1
  • 2
  • 3
Prev Next

Suretyship

What is suretyship?   It is an agreement whereby the surety guarantees the performance by another of an undertaking or an obligation in favor of a third party. (Sec. 175)

Read more

VDA. DE BALTAZAR V.…

VDA. DE BALTAZAR V. CA245 SCRA 333FACTS:Panganiban’s property was surrounded by Baltazar’s in front, and Calimon’s and Legazpi’s on the left and right, respectively. It was Baltazar’s property which fronts the national road. Panganiban sought the rig...

Read more

PROSECUTION OF CIVI…

WHAT  IS  THE  GENERAL  RULE  GOVERNING  THE  INSTITUTION  OF CRIMINAL AND CIVIL ACTIONS IN RELATION TO THIS SECTION? > The  general  rule  is  that  when  a  criminal  action  is  instituted,  the civil  action  for  the  recovery  of  the  civil...

Read more

Featured

  • 1
  • 2
  • 3
Prev Next

Right to Strike

SSSEA v. CA – right to strike – At present, in the absence of any legislation in government employees the right to strike, recognizing their right to do so, or regulating the exercise of such right, they are prohibited form striking by express prohi...

Read more

People vs. Tolentin…

G.R. No. 176385, February 26, 2008 FACTS: On 13 February 1998, three separate informations of Murder and two counts of Frustrated Murder were filed before the RTC against appellants, together with accused Jimmy Trinidad and Arnel Trinidad. The murd...

Read more

Perfection Of A Con…

In Oesmer, Jr., et al. v. Paraiso Dev. Corp., G.R. No. 157493, February 5, 2007, a contract to sell was entered into by the owners of a real property. They affixed their signatures but contested its validity later contending that their co-owner had n...

Read more


BATASnatin.com- The Best Philippine Law Library

Login

Sign in with Facebook